ID Theft is SO MUCH FUN
April 29th, 2008 by inquisitrix
Coronary? Hi, my name is Melissa. I just received notice that someone used a credit card (that I have never kept a balance on) to purchase items online. I do a LOT of business online. I love the internet so much some days that I want to marry it. But, today, I sorta hate the internet. I have heard complete horror stories about people that were basically presumed guilty until they proved their own innocence and had to go to massive lengths to restore their reputations. The credit card company couldn’t have been nicer, so I guess that’s a bonus. I just need to sign an afidavit and return it.
But really, if anyone out there has my credit card numbers, would you please buy something that we want and make sure that it gets delivered to our house? Like a patio set? Possibly that Pergola that I have had my eye on so we can grow grapes and lounge around on our nice patio set? Or maybe that jacuzzi that belongs on the platform with plumbing in our back yard. Maybe we could benefit from sitting under the stars, drinking some nice homemade wine, getting all pruney. No, instead they decided to send a crate of cigars to some address somewhere else in the universe. Jeez. Thanks a lot, Mr. Credit Card Thief. You are like, sooooo considerate.
This is the first time it has happened to me, so I am incredibly lucky. But I want to hunt the criminal down and shove shards of shredded credit cards in their gums.
Ugh. I’m so worried about this happening. I am sorry it happened to you.
Glad the credit card people were nice at least.
If you haven’t already, go to freecreditreport.com and get copies of your credit report. Then, call the three credit reporting agencies and put a fraud alert on your account. If you aren’t going to be making major purchases (car, house), there is a stronger version of the fraud alert, ask about it and put that on instead (I think it’s called a credit freeze, but not sure). You’ll want to monitor your credit report for the next year or two. Oh and cancel that card.
Sizzle, thanks - I think everyone knows someone that this has happened to,but you never think it will happen to you.
And thanks, April - I will check it out. Just another thing to add to my To-Do list. Sheesh.
Hi Melissa, it happened to me too. Was just a few small things really, maybe total 30 dollars. The credit card people contacted me and were nice as well. They did issue me a new card automatically. That was Bank of America. Definitely sucks. My friend Liesel in NYC had a major issue with someone stealing her whole identity, guess they got into her mail, and has spent so much time trying to straighten it out.